How am I doing?
One honest number, today and this month against the S&P 500. Not a dashboard.
Home · My money For people with a busy life and a real portfolio
Better decisions on your investments, without making it a second job.
Erina reads what you own every morning and tells you in one line whether anything needs you. When something does, it explains why a stock moved, what's coming up, and what your choices are — with the numbers, in plain English. Ten minutes, not a screen all day. It never trades.
About a minute to add your positions · 30-day trial, no card · no broker login
1,240 cr N
Monday, September 21 · Good morning, Nora
Nothing to decide. Two things worth knowing.
My money · 1 account
$538,442
+$3,940 · +0.7% todayAhead of the market this month
You're ahead of the market this month (+3.1% vs S&P 500 +2.4%).
Cash
$25.0k
4.6% not invested
Biggest stock
JPM
14% of the total
Next earnings
MSFT
Tuesday, after the close
Anything to do?
Things worth knowing.
Technology is up 2.8% todayYou're 41% concentrated here (~$220k). Worth knowing before it grows further. See the split×
MSFT reports Tuesday after the closeIt usually moves ±6.8% on earnings. Nothing to do yet — but don't be surprised. What to expect×
Home, on the sample book. Every number is arithmetic on the positions.
Five answers a week
The questions you actually ask, answered before you ask them.
Most days the honest answer is "nothing needs you". Saying that clearly, with the number that proves it, is the product. A wall of alerts is the opposite of the product.
Do I need to do anything?
Most days: no, and Erina says so in one line. When something needs you, it's a sentence with a verb.
HomeWhy did my stock move?
How much was the market, the sector, or the company itself — with the story that explains it.
Home · StocksWhat's coming up that touches my money?
Earnings on what you hold, ex-dividend dates, a Fed day. Only your calendar, ten days out.
HomeAm I taking too much risk without knowing it?
One stock too big. Cash sitting idle. Said plainly, before it grows into a problem.
My moneyFive more — buy, sell or hold; keeping more after tax; earning a bit extra; any stock in plain English; and whether you can trust it — are below. All ten →
Who it's for
Every platform out there is built for day traders. This one is built for people with busy lives.
A job, a family, a portfolio you actually care about — and ten minutes a day, not a screen you can watch. Erina reads your positions for you, tells you when something needs a decision, and lays out the choices with the numbers. Better decisions, not more trades.
Trading platforms
- Streaming quotes and a screen you're meant to watch all day
- Level 2, 0DTE flow, one-minute charts
- An alert on every tick, so you act on noise
- Built to make you trade more
Erina
- One short read a day, whenever you have ten minutes
- Positions you hold for months or years
- "Nothing needs you" most days, said plainly
- Built to make the next decision better, not the next trade sooner
What a good week looks like: five one-line answers, one or two decisions with the numbers attached, and the rest of the time yours.
My money
A health check that only speaks when there's something to say.
One stock too big. Cash sitting idle. Losses that could lower your taxes. Winners worth protecting. Earnings inside two weeks. Each row appears only when it's true of your book, in words, with the number.
- Money, not "book". Total, today, since you bought, cash. One big number per card.
- Every card has an exit to depth. "Full risk view" lands on the detailed page, same tab, toggle still on top.
- No AI involved. Every number on this page is deterministic.
1,240 cr N
My money
What you own
Total
$538,442
+0.7% today
Since you bought
+$61,200
unrealized
Cash
$25.0k
4.6% not invested
Holdings
12
stocks + funds
Health checkFull risk view →
JPM is 14% of this accountGetting large. Worth knowing before it grows further. Look closer
11 stocks are up 20% or more since you boughtMETA, NVDA, AVGO and more. Nice problem: take some off, protect the gain, or let it run? Compare
$7.3k of losses could lower your taxesMostly UNH. Selling a loser and buying something similar keeps you invested and books the loss against gains. See how
1 of your stocks reports earnings in the next two weeksMSFT is first, in 3 days. Earnings days are when stocks move most. Prepare
Stocks and funds · biggest first · value, then gain since you bought
JPM180 sh $75,400+$9,100 · +13.7%
META80 sh $59,300+$18,300 · +44.6%
MSFT110 sh $54,100+$8,900 · +19.7%
UNH60 sh $24,700−$7,300 · −22.8%
1,240 cr N
Do something
What are you trying to do?
Pick the question. Erina gathers what it needs from your positions, does the work, and shows the reasoning. Anything marked "uses AI" spends a few credits.
Protect & decideWhen something you own needs a decision.
A stock I own is up a lot. Sell some, protect it, or hold? Erina looks at each big winner and lays out the three choices with numbers.
One of my stocks reports earnings soon. What should I expect? How much it usually moves, what the market expects, and what you could do before the print.
Should I sell or trim something? Targets hit, exit rules tripped, names that grew too big.
My portfolio dropped. What now? Was it the market or your stocks? Then the honest menu: wait, rebalance, add, protect.
Keep moreTaxes are the one lever with a guaranteed return.
Can I lower my tax bill with a losing position? Losses worth taking, the wash-sale trap, and a same-sector swap so you stay invested.
Do something All ten questions →
When you want a call, it's a question, not a tool.
"A stock I own is up a lot. Sell some, protect it, or hold?" Pick the question. Erina gathers what it needs from your positions, does the work, and shows the reasoning with the numbers attached. Anything that spends credits is marked "uses AI".
Protect & decide 4
Grow 2
Keep more 1
Understand 3
Stocks · Ask Erina
Any stock in plain English. Any question with your positions loaded.
1,240 cr N
GOOGL · Stocks
Alphabet
330.65
−2.28% today
1 week
−1.4%
1 month
+3.9%
3 months
+18.2%
1 year
+41.0%
In plain English
Alphabet is Google: search, YouTube, Android and the cloud business. Most of the money still comes from ads.
Is it expensive?About 24× this year's earnings — a little above its own five-year average, cheaper than most big tech.
What analysts think38 of 45 say buy. Average target $365, about 10% above today.
Next earningsThursday after the close. Priced for a ±5.9% move, more than usual.
You own this40 shares at $281 average · up 17.6% · 12% of your money.
What it does, is it expensive, what analysts think, when it reports, do you own it.
1,240 cr N
Ask Erina about your money
Ask anything. Your positions are already loaded.
Answers use your actual positions, not generic advice. Uses a few AI credits.
Is too much of my money in one stock?
Am I beating the market this year, and why?
What would a 10% market drop do to me?
Which of my stocks report earnings soon?
Is too much of my money in one stock?
Not one stock — but one sector, yes. JPM is your biggest position at 14% of your money, which is inside the 20% line most people keep. Technology is the thing to watch: seven of your twelve names sit there, 41% of the total.
A reasonable limit for someone with a twelve-name book is about 20% in any single stock and roughly a third in any sector. You're fine on the first, over on the second — by about $40k.
Show me the sector splitWhat would trimming look like?
Erina compares and drafts. Orders are placed at your broker. Not investment advice.
Erina answers with your book as context. Uses a few AI credits, and says so.
Advanced · one toggle away
There's a full desk underneath, when you want it.
Simple is the default for everyone. Flip the toggle in the top bar and the same account opens the command desk: a ranked queue, agents with thresholds you set, the options desk, backtests and scans. Every plan gets both views; the toggle is never a dead end.
- Today, the command deskThe full ranked queue: briefing, agent alerts, thesis flags, the four decision workflows and a book switcher.
- Agents on your bookForty jobs across seven roles with thresholds you set, quiet unless something crossed a line. Three, seven or twelve on the desk by plan.
- The options deskOptions Pulse for unusual flow, a trade builder for multi-leg structures, IV surfaces and Greeks on every leg you hold.
- Backtests and scansStrategy Lab to test a rule on any ticker, Strategy Designer for heatmaps, and a market-wide scanner. Power plan.
app.erina.ai / agents 4 of 7 agents
Erina / Agents 3 working on your book New agent
On the desk 4
All agents 2 said something · 5 quiet
Concentration creep You own eleven names and roughly one bet.
When your companies report Three of your names report next week.
Losses worth harvesting $3,100 of harvestable losses, and one is blocked until March.
Cash sitting idle Muted
What they said 5 quiet checks hidden
Concentration creep Risk Officer 7:02 AM
You own 12 names and roughly one bet. GOOGL is 14% of everything you own and Technology is 41% of your equity. Your three biggest sectors are 81% of the book.
checked holdingschecked sectors Useful · Not useful
Losses worth harvesting Accountant 7:01 AM
UNH −$4,997 is harvestable now and saves about $1,149 in taxes. XLV keeps the exposure through the 31-day window.
checked lots Useful · Not useful
Runs older than 14 days are cleaned up. Quiet checks (nothing changed) aren't listed.
The agents desk in the Advanced view — 3, 7 or 12 agents on the desk by plan.
Can I trust this?
Four things Erina keeps saying, so you never have to wonder.
It never places a trade.
Erina isn't connected to your broker. Every verb opens something inside Erina: compare, draft, review, read. Orders are placed at your broker, by you.
It says when it's a sample.
No positions yet? Every screen is tagged 'on the sample' until yours are in, so a demo is never mistaken for your money.
It says when it's spending credits.
The Simple pages are arithmetic on your positions. Erina spends credits only when you ask her something or press a button marked "uses AI", and every call is listed with what it used.
It says it isn't advice.
Erina generates research and structures choices from public data. It is not a registered investment adviser, and every AI answer carries that line.
Getting started
Three screens. About two minutes. No card.
- 01 ~1 min
Show Erina what you own
Screenshot your broker's positions page and drop it in, or paste the rows as text. Erina reads tickers, share counts and cost. No card, no broker login.
- 02 ~30 sec
Confirm the rows
Every position is shown back to you, editable, with an optional cash balance. Nothing is saved until you say so, and positions stay private.
- 03 seconds
Home reads it back
One line for how you're doing, a short list of anything worth knowing, and what's coming up on your holdings. Every number here is arithmetic, not a model.
Not ready to add positions? Everything works the same way on a sample book, tagged as one, until yours is in.
Pricing
Try everything for 30 days. Then pick the plan that fits.
Free$0/mo
No AI
Where the trial lands if you don't pick a plan. Look up any stock, the calendars and the sample portfolios — positions and AI need a plan.
Solo$30/mo
1,500 AI credits/mo
Your positions, the daily read, the four decision workflows and Ask Erina, all on your own money.
Pro$50/mo
4,000 AI credits/mo
Adds the options desk — unusual flow and AI-designed multi-leg trades.
Power$100/mo
9,000 AI credits/mo
For people who model before they trade. Backtesting and market-wide scans.
Every new account starts with a 30-day trial of the Solo surfaces, no card. After it, the account drops to Free — lookups and research, without positions or AI — until you pick a plan. Yearly is ten months. Full comparison →
What do I get on the trial, and do I need a card?
No card. Every new account starts on a 30-day trial with the Solo surfaces unlocked: add your positions, then Home, My money, Stocks, Ask Erina and all ten questions under Do something on your own money. Flip to Advanced and the same trial opens Today's queue, three agents on the desk, the four decision workflows and watchlists. The trial carries no AI credits, so the steps that read with a model run on the sample book until a plan is active. When the trial ends the account drops to Free — lookups and calendars, without positions or AI — until you pick a plan. Nothing is deleted.
Do I have to enter my portfolio first?
It's the first screen, because everything useful follows from it — and it takes about a minute. Screenshot your broker's positions page and drop it in, paste the rows, upload a CSV or type them; every row is shown back to you before it's saved. If you'd rather look around first, there's a sample book one click away, tagged as a sample on every screen, and everything works the same way on it.
Does Erina place trades?
No. Erina isn't connected to your broker and has no way to execute anything. Every verb in the app opens something inside Erina — compare the choices, see how, draft a plan — and choosing one saves it as a tracked recommendation. The order itself is always yours to place, wherever you already trade.
What are AI credits?
Each paid plan includes a monthly pool. Credits are drawn by what the model actually reads and writes on each run, so there's no flat price per question — a short question costs less than a long workflow — and every call is listed with what it used on the AI activity page. Asking Erina a question, the AI steps inside Do something and the four workflows, and the handful of agents that read with a model draw from it. The Simple pages — Home, My money, Stocks — spend nothing: every number there is deterministic. Neither do imports, ticker lookups, charts, calendars or Today's queue.
Start your trial
Show Erina what you own. She'll tell you what needs a decision.
About a minute, no card, no broker login. A first read in seconds, a plain-English answer every morning after that.
No credit card · 30-day trial of the Solo surfaces · about a minute to add your positions · never trades