Treasurer No credits
Cash sitting idle
“$14,200 has been sitting idle for 23 days.”
How much cash is doing nothing, and what share of the book it is.
I have new cash. How should I invest it?
Dry powder turned into a staged buy plan — sized against the concentration you're already carrying, not against a blank slate.
- 1 Set constraints
- 2 Review candidates
- 3 Size positions
- 4 Save plan
When to open it
Open it when cash has built up and the blank-page problem has set in. Bonus, dividends, a position you closed — the money that sits uninvested because deciding where it goes is the hard part. The Treasurer agent counts the days it's been idle; this is where it stops being idle.
What you get
What Erina puts in front of you.
Three or four tranches with per-pick reasoning, sized against your existing sector and single-name concentration, saved as a plan you can work over weeks.
- 01
Concentration-aware sizing
Erina reads what you already own first. A plan that would push you to 30% in one sector says so, rather than recommending more of what you're long.
- 02
Three or four tranches
Cash gets staged rather than dumped — entries spread across levels and time, so a bad first fill doesn't decide the whole allocation.
- 03
Reasoning per pick
Each name in the plan carries its own case: why this one, why now, why this size relative to the rest of the book.
- 04
Saved as trackable candidates
The plan persists on the plans page. You work it over weeks, marking off tranches as they fill, instead of losing the thinking the moment you close the tab.
Real output
What it actually says.
Lifted verbatim from this workflow running on the sample book, so you can judge the register of the reasoning before you sign up, not after. Shown as the Advanced view draws it.
workflows / deploy-cash · balanced growth Sample book
Plan summary
You're holding $25.0k in cash against a $524.5k book that is already heavily weighted toward mega-cap tech. Adding to the existing winners would be the path of least resistance, but it would also push single-name concentration past where your entry sizing implied you were comfortable.
The plan below stages the cash across three tranches, deliberately weighted away from the names that have already re-rated — with the first tranche sized so that a poor entry costs you a third of the allocation rather than all of it.
Illustrative output on sample data — not a recommendation, and not investment advice. Choosing an option in the app saves it as a tracked plan; Erina never places an order.
In the Advanced view
The agents that open this for you.
Flip to Advanced and you can put one of these on your book. It checks on its beat, writes to the queue when a line is crossed, and its row is the door to this workflow. Quiet when nothing changed.
See the Advanced view → Treasurer No credits
Cash share on the book
“Cash is 18% of the book — up from 12% two weeks ago.”
Where cash sits as a share of book. Fires when it flips out of the normal band into elevated (money accumulating idle) or depleted (reserves thin).
Pairs with
The questions next to this one.
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Can the stocks I own earn me extra income?
Covered calls explained simply, sized to positions of 100+ shares.
How it works → Protect winners solo
A stock I own is up a lot. Sell some, protect it, or hold?
Erina looks at each big winner and lays out the three choices with numbers.
How it works → Start your trial
Show Erina what you own. She'll tell you what needs a decision.
About a minute, no card, no broker login. A first read in seconds, a plain-English answer every morning after that.
No credit card · 30-day trial of the Solo surfaces · about a minute to add your positions · never trades