Trader No credits
IV rank shifts
“NVDA IV at the 82nd pctile — premium is expensive.”
Names whose implied-volatility percentile sits at an extreme. Elevated IV = premium is rich; depressed IV = cheap. Silent when nothing is at the edge.
Can the stocks I own earn me extra income?
Premium selling on names you already own, and on names you'd be glad to own lower — with the assignment trade-off stated rather than glossed over.
- 1 Scan eligible
- 2 Review each
- 3 Choose structure
- 4 Save
When to open it
Open it when the book is broadly where you want it and you'd rather it paid you something while you wait. Also useful when cash is earmarked for a name you find slightly too expensive today.
What you get
What Erina puts in front of you.
Strike and expiry candidates with the assignment trade-off spelled out — which of your positions are genuinely covered-call eligible, which are too core to cap, and what each structure yields.
- 01
Covered calls on what you hold
Which positions are genuinely eligible — enough shares, and not so core that capping the upside would undo the thesis you hold them for. Ten eligible on the sample book.
- 02
Cash-secured puts on what you want
Strikes on names you'd happily own lower, sized against the cash you actually have set aside to be assigned at.
- 03
Strike and expiry with reasoning
Weekly and monthly tenors, with the trade-off spelled out: what you collect, where you'd be assigned, and what you give up if the name runs.
- 04
Saved for tracking
Recommendations you accept are saved so you can follow them through to expiry, rather than rediscovering an open short call the week it goes in the money. The Trader agent watches the legs about to expire.
Real output
What it actually says.
Lifted verbatim from this workflow running on the sample book, so you can judge the register of the reasoning before you sign up, not after. Shown as the Advanced view draws it.
workflows / income · balanced growth Sample book
Income summary
Ten positions in this book are covered-call eligible, but eligibility isn't the same as suitability. The names carrying your thesis — the ones you'd be annoyed to have called away in a rally — are worth leaving uncapped even when the premium looks attractive.
The candidates below lean toward positions that have already re-rated and where you'd be a willing seller near the strike anyway. That's the version of covered calls that doesn't quietly cap the part of the book doing the work.
Illustrative output on sample data — not a recommendation, and not investment advice. Choosing an option in the app saves it as a tracked plan; Erina never places an order.
In the Advanced view
The agents that open this for you.
Flip to Advanced and you can put one of these on your book. It checks on its beat, writes to the queue when a line is crossed, and its row is the door to this workflow. Quiet when nothing changed.
See the Advanced view → Trader No credits
Premium-selling candidates: IV high, no earnings soon
“TSM — IV rank 78, earnings 42 days out.”
Names with elevated implied volatility percentile AND no earnings print inside a buffer window. The go-to filter for a wheel or covered-call sleeve — you want rich premium without event risk.
Pairs with
The questions next to this one.
Protect winners solo
A stock I own is up a lot. Sell some, protect it, or hold?
Erina looks at each big winner and lays out the three choices with numbers.
How it works → Deploy cash solo
I have new cash. How should I invest it?
A phased plan sized to what you already own, not a hot tip.
How it works → Start your trial
Show Erina what you own. She'll tell you what needs a decision.
About a minute, no card, no broker login. A first read in seconds, a plain-English answer every morning after that.
No credit card · 30-day trial of the Solo surfaces · about a minute to add your positions · never trades